Illusions and delusions!

Despite the hot weather and near drought conditions, life for most people continues as normal. Shops are full of food, the media express joy and delight at the summer weather. Life carries on.

Yet increasingly warmer summers and stormy winters are on the up, probably a result of a changing climate as carbon emissions derived from mankinds activities continue to grow.

Now sensible commentators would make the link between changes in the weather and policies such as expanding air travel, building more houses and simply consuming stuff.

Politicians would be saying “Hang on folks, if we are to survive we need to made some changes in the way we live and work.

But all we get is a business as usual approach, a carry on destroying the planet set of policies.

We can delude ourselves that everything is fine, but its not!

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Crantock – homes for the holiday sector not for locals!

In the 2011 census there were 470 homes in Crantock parish.

100 of these did not have any ‘usual residents’. Thats 21% of houses not used for housing people.

There are currently 42 homes advertised for holiday lets.

Its time to use homes for housing and not for holiday lets and second homes!

Crantock – more houses than we need but then housing is not about local needs is it?

Available data suggest that permission has been granted for 67 affordable homes in Crantock parish. There are currently 30 households on the Homechoice Register with a connection to Crantock. As we know, most households on the HCR are already in accommodation. We therefore do not have to provide 30 new houses. Previous calculations suggested that you only need to provide new homes for 20% of those on the HCR, that’s 6 new houses.

So why permission for 67?

When the new affordable houses are available they will doubtless be opened up for HCR households all over Cornwall, most of whom do not require the building of a new house.

But as there is oversupply of houses, excess ones will no doubt find themselves on the open market.

After all that is what housing development is all about!

New homes (not for locals!)

It appears from various news reports that there is a frenzy of planning applications in Crantock Parish. Developers are coming up with individual applications using the discredited HCR and ‘rural exceptions’ as a means of getting applications through.

As we know, developers build houses which make a good profit and building luxury homes and advertising them to prospective buyers outside Cornwall is what happens. The give aways are the price! and the blurb which is not really what local residents in housing need would need to be told!

Last Detached House Remaining £650,000 – House 1 is a unique, architecturally designed coastal home built by NHBC award-winning developer Legacy Properties in desirable North Cornish village.

Totaling 1797 sq ft over two floors, this detached house enjoys far-reaching views of Holywell Bay, with a private gated entrance and three individual parking spaces.

The Rocks
A unique collection of 10 Architecturally designed coastal homes located in the stunning Cornish Hamlet of Holywell Bay. The Rocks have been individually designed to incorporate luxury living along side the Cornish outdoor lifestyle. Each home benefits from Treyone bespoke kitchens, Large open plan living spaces, Private outdoor living spaces along with allocated allocated parking in a gated community.
Legacy Properties

An award-winning, premium developer of luxury coastal properties in Cornwall. Legacy Properties is a family-owned property company which has been acquiring, designing and building properties for over 10 years. They put specific focus on newly-built, luxury coastal properties built using locally sourced materials.
Each Legacy property has its own individual identity while maintaining the same level of quality, luxury and level of detail on all projects.
Location

The property is situated up a quiet lane in an elevated position approximately 400 meters from Holywell Bay Beach.
Holywell Bay itself sits on the North Cornish Coast between Perranporth and Newquay. Offering family friendly beaches with soft sand and dunes the beach is also kown as one of Cornwall’s most popular surfing beaches.
The village itself has a number of shops and several inns including the St Pirans Inn which sits practically on the beach. Golfers are well served with excellent courses at both Perranporth and Newquay With award winning restaurants such as Rick Stiens and Fifteen being only a short drive away.

Buy-to-let still a problem!

Latest data from UK Finance presents an interesting picture for April regarding buy-to-let mortgages.

Seems that the buy-to-let sector is still pretty strong putting pressure on house prices. Where is the Government policy to restrict buy-to-let?

There were 5,000 new buy-to-let house purchase mortgages completed in the month, some 5.7 per cent fewer than in the same month a year earlier. By value this was £0.7bn of lending in the month, 12.5 per cent down year-on-year.

There were 14,300 new buy-to-let remortgages completed in the month, some 32.4 per cent more than in the same month a year earlier. By value this was £2.3bn of lending in the month, 35.3 per cent more year-on-year.

https://www.ukfinance.org.uk/remortgaging-bounces-back-as-borrowers-put-their-house-in-order/

Newquay new house needs over-estimated (again!)

When planning applications are put forward in Newquay, the planning report never fails to state that there is ‘A HIGH LEVEL of housing need in Newquay. Homechoice registered local housing need in the parish is currently 767 households.’ To readers of these reports an image of homeless people or a household crammed into one room might spring to mind.

But careful reading of the report shows that of the 767, 4 households are in Band A, 110 in Band B with 158 in Band C.

So we need to build 767 new houses? No.

Most of these households are already living somewhere. They may wish to move because of high rents or insecurity of tenure, perhaps require a smaller or larger property.

We can estimate that new homes equivalent to the household numbers in A and B are required. Thats 114 or 15% of the total. And when people move out into new housing what happens to the vacated properties?